More Than Mortgages

At Gray Fox, we offer more than your run-of-the-mill lending solutions and home loans; we offer commitment. The Gray Fox commitment. That’s the straightforward approach to lending that a borrower like you deserves. No hidden fees, no jargon, just clear communication, and transparency on your terms.

Our Story

Founded in 2023, Gray Fox was a vision brought to life by a group of industry veterans from Atlantic Bay Mortgage Group® – an East Coast lender that’s lent peace of mind to more than 179,500 borrowers since 1996.

Our foundation rests on more than 75 years of combined expertise in home financing. But what truly sets us apart? It’s our unwavering commitment to our communities – Charlottesville and beyond. The Gray Fox story is unfolding, and with the help of homebuyers like you, we’re rewriting what it means to be a lender.

Meet the Team

From the most experienced Mortgage Bankers to an enthusiastic servicing team itching to help you reach your goals, everyone at Gray Fox is here for you. We care about your neighborhood because we’re your neighbors.

Todd Jenkins

Todd Jenkins

Sr. Mortgage Banker

Art Lavoie

Art Lavoie

Transaction Coordinator

Betsy Falls

Betsy Falls

Senior Licensed Production Partner

Tammy L Wilt

Tammy L Wilt

Sr Mortgage Banker

Matt Hodges

Matt Hodges

Sr. Mortgage Banker

Get The Help You Need Today!

Want To Learn More?

We think it’s pretty cool that you’re interested in learning more about Grey Fox, our mission, and how we can help you achieve your homeownership goals. Fill out this form, and let’s start a conversation.

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